Part 7 of Cyber Roundtable: Has Lloyd’s War Exclusion on Cyber Caused a Market-Wide Issue?

The introduction of Lloyd’s war exclusion for cyber cover was meant to clarify coverage boundaries. But for many in the industry, it’s created more confusion than certainty.

With different carriers issuing multiple versions of the clause – and with little alignment on how it should be interpreted – questions are now being raised about whether this exclusion is helping the market or holding it back.

In this Cyber Roundtable discussion, our panel discusses the real-world implications of the clause, how it’s playing out in client conversations, and why, despite the complexity, insurers are still delivering broad cover and paying claims.

What’s Covered in the Discussion?

— Has the Lloyd’s exclusion added clarity – or complexity to cyber policies?

— How have multiple versions of the clause impacted consistency across the market?

— Why “war” is rarely the true cause of loss – and not the right framing for many cyber events.

— What underwriters and brokers are doing to maintain transparency and protect clients.

— Is the market adapting – or getting distracted – by this clause?

Who’s on the Panel?

A lineup of industry leaders sharing their real-world experience and insights:

• Yosha DeLong, Mosaic Insurance
• Jon Laux, CyberCube
• Richard DePiero, Sompo International
• J.P. Kennedy, HUB International
• Simon Fagg, AdvantageGo

This discussion doesn’t just analyse the wording – it gets into how the market is handling the fallout, and whether we’re addressing the real problem.

🔒 Watch the full discussion now – enter your details below to access the video.

🔒 Stay tuned for more. We discussed much more than just this question. The complete Cyber Roundtable delves into the true concerns confronting cyber insurance right now; miss it at your own risk.

Watch the Complete Roundtable Session Here: Cyber Roundtable Video