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The Science of Risk Report

Can the insurance industry rise to the challenge and get more scientific on risk?

 

In a year that has challenged the globe and forced Insurers to adapt their working practices practically overnight, we wanted to find out if Insurers can be as scientific as possible when making their underwriting decisions. We surveyed 200 underwriting decision-makers across the UK and U.S. in September 2020 to find out if they have access to all of the latest up-to-date external data sources and the technologies currently used to assist with underwriting decisions.

 

This report details our findings, highlights the challenges insurers face when using data, and suggests the steps they need to take to make the most of the opportunities that lie ahead.

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