{"id":10018,"date":"2025-05-21T07:24:29","date_gmt":"2025-05-21T07:24:29","guid":{"rendered":"https:\/\/www.advantagego.com\/en-us\/?p=10018"},"modified":"2026-01-06T06:49:54","modified_gmt":"2026-01-06T06:49:54","slug":"video-is-lloyds-cyber-war-clause-disrupting-the-market","status":"publish","type":"post","link":"https:\/\/www.advantagego.com\/en-us\/content\/video-is-lloyds-cyber-war-clause-disrupting-the-market\/","title":{"rendered":"Part 7 of Cyber Roundtable: Has Lloyd\u2019s War Exclusion on Cyber Caused a Market-Wide Issue?"},"content":{"rendered":"\n<p>The introduction of Lloyd\u2019s war exclusion for cyber cover was meant to clarify coverage boundaries. But for many in the industry, it\u2019s created more confusion than certainty.<\/p>\n\n\n\n<p>With different carriers issuing multiple versions of the clause \u2013 and with little alignment on how it should be interpreted \u2013 questions are now being raised about whether this exclusion is helping the market or holding it back.<\/p>\n\n\n\n<p>In this Cyber Roundtable discussion, our panel discusses the real-world implications of the clause, how it\u2019s playing out in client conversations, and why, despite the complexity, insurers are still delivering broad cover and paying claims.<\/p>\n\n\n\n<p><strong>What\u2019s Covered in the Discussion?<\/strong><\/p>\n\n\n\n<p>&#8212; Has the Lloyd\u2019s exclusion added clarity \u2013 or complexity to cyber policies?<\/p>\n\n\n\n<p>&#8212; How have multiple versions of the clause impacted consistency across the market?<\/p>\n\n\n\n<p>&#8212; Why \u201cwar\u201d is rarely the true cause of loss \u2013 and not the right framing for many cyber events.<\/p>\n\n\n\n<p>&#8212; What underwriters and brokers are doing to maintain transparency and protect clients.<\/p>\n\n\n\n<p>&#8212; Is the market adapting \u2013 or getting distracted \u2013 by this clause?<\/p>\n\n\n\n<p><strong>Who\u2019s on the Panel?<\/strong><\/p>\n\n\n\n<p>A lineup of industry leaders sharing their real-world experience and insights:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Yosha DeLong, Mosaic Insurance<\/li>\n\n\n\n<li>Jon Laux, CyberCube<\/li>\n\n\n\n<li>Richard DePiero, Sompo International<\/li>\n\n\n\n<li>J.P. Kennedy, HUB International<\/li>\n\n\n\n<li>Simon Fagg, AdvantageGo<\/li>\n<\/ul>\n\n\n\n<p>This discussion doesn\u2019t just analyse the wording \u2013 it gets into how the market is handling the fallout, and whether we\u2019re addressing the real problem.<\/p>\n\n\n\n<p>\ud83d\udd12 <strong>Watch the full discussion now \u2013 enter your details below to access the video.<\/strong><\/p>\n\n\n\r\n<div id=\"\" \r\n    class=\"w-full\" \r\n\tdata-aos=\"fade-up\"\r\n\tdata-aos-duration=\"750\" \t\r\n    >\r\n\r\n\t\r\n\t<div class=\"download-form bg-adv-grey-dark p-4 md:p-6 xl:p-8 is-dark space-y-6 rounded-md\">\r\n        <h2 id=\"\" class=\"text-white text-xl md:text-2xl\">Watch the video now<\/h2>\r\n        \t\t\t<div class=\"w-full\">\r\n\t\t\t\t<script charset=\"utf-8\" type=\"text\/javascript\" src=\"\/\/js-eu1.hsforms.net\/forms\/embed\/v2.js\"><\/script>\r\n<script>\r\n  hbspt.forms.create({\r\n    portalId: \"26634817\",\r\n    formId: \"f9b9a2a2-5180-4613-9884-cd2340cd32d8\",\r\n    region: \"eu1\",\r\n\r\n    onFormSubmit: function ($form) {\r\n      \/\/ Vimeo link\r\n      var vimeoUrl = \"https:\/\/vimeo.com\/1015616235\/87464b122e\";\r\n\r\n      \/\/ Open Vimeo in a new tab\r\n      var assetLink = document.createElement(\"a\");\r\n      assetLink.href = vimeoUrl;\r\n      assetLink.target = \"_blank\";\r\n      assetLink.rel = \"noopener noreferrer\";\r\n      document.body.appendChild(assetLink);\r\n      assetLink.click();\r\n      assetLink.remove();\r\n\r\n      \/\/ Hide the form\r\n      $form.hide();\r\n\r\n      \/\/ Show confirmation message\r\n      var confirm = document.getElementById(\"confirmation\");\r\n      confirm.style.display = \"inline-block\";\r\n      confirm.setAttribute(\"aria-hidden\", \"false\");\r\n    }\r\n  });\r\n<\/script>\r\n\t\t\t<\/div>\r\n        \r\n\t<\/div>\r\n<\/div>\r\n\n\n\n<p>\ud83d\udd12 Stay tuned for more. We discussed much more than just this question. The complete Cyber Roundtable delves into the true concerns confronting cyber insurance right now; miss it at your own risk.<\/p>\n\n\n\n<p><strong>Watch the Complete Roundtable Session Here<\/strong>: <a href=\"https:\/\/www.advantagego.com\/en-us\/content\/north-america-cyber-underwriter-roundtable-2024\/\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/www.advantagego.com\/en-us\/content\/north-america-cyber-underwriter-roundtable-2024\/\" rel=\"noreferrer noopener\">Cyber Roundtable Video<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The introduction of Lloyd\u2019s war exclusion for cyber cover was meant to clarify coverage boundaries. But for many in the industry, it\u2019s created more confusion than certainty. With different carriers issuing multiple versions of the clause \u2013 and with little alignment on how it should be interpreted \u2013 questions are now being raised about whether [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":6829,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"ep_exclude_from_search":false,"footnotes":""},"categories":[18,26],"tags":[10,14],"line-of-business":[24],"class_list":["post-10018","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-videos","category-latest-insights","tag-exposure","tag-underwriting-workbench","line-of-business-cyber"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.advantagego.com\/en-us\/wp-json\/wp\/v2\/posts\/10018","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.advantagego.com\/en-us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.advantagego.com\/en-us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.advantagego.com\/en-us\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.advantagego.com\/en-us\/wp-json\/wp\/v2\/comments?post=10018"}],"version-history":[{"count":0,"href":"https:\/\/www.advantagego.com\/en-us\/wp-json\/wp\/v2\/posts\/10018\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.advantagego.com\/en-us\/wp-json\/wp\/v2\/media\/6829"}],"wp:attachment":[{"href":"https:\/\/www.advantagego.com\/en-us\/wp-json\/wp\/v2\/media?parent=10018"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.advantagego.com\/en-us\/wp-json\/wp\/v2\/categories?post=10018"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.advantagego.com\/en-us\/wp-json\/wp\/v2\/tags?post=10018"},{"taxonomy":"line-of-business","embeddable":true,"href":"https:\/\/www.advantagego.com\/en-us\/wp-json\/wp\/v2\/line-of-business?post=10018"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}